It’s Black Friday Reality Check Day
Here is a simple idea: Do you want to give you and yours a GREAT Christmas? Don’t go into debt giving gifts. Give what you can afford to pay cash for. If you can’t buy it with cash or a debit card, don’t buy it. If that means your family and friends think less of you (do you REALLY TRULY think that is going to happen?) then let them think less of you. Why is it ok for them to think less of you? Because there IS less of you! Less money than you are pretending to have. You DON’T have it so don’t pretend you do. You aren’t doing anyone any favors by giving gifts you can’t afford just because you are afraid they won’t be happy. In the long AND short run you will be happier and your family will see you being a great role model for responsible stewardship of your money and resources. THAT is a great Christmas gift.
Drawing and commentary by Marty Coleman of The Napkin Dad Daily
Quote by Anonymous
We try to give people personal gifts of what we can do for them. My husband is a piano tuner and he gives a “gift certificate” for piano tunings. I love to cook,and people like to get home made dishes – candy, cookies, desserts, etc. We are both organists and like to make tapes and CD’s to give. Some of the nieces, nephews and grandchildren like piano lessons, which I give several, not counting their regular lessons. I also write and am writing a family history which will be ready by next Christmas. And, we enjoy receiving gifts of love.